The first credit card I ever had was cosigned by my parents. My father picked it out for me and did the bulk of the paper work, and I can only assume the card was issued through his regular bank. The Chase credit card I use now is the first one I signed up for myself. I got it after a long research process where I discovered that shopping for credit cards isnít as easy as I used to assume.
When I set out to get a card under my own name and before I settled on a Chase
credit card, I didn’t realize that there was anything
more to think about then MasterCard or Visa. The first
thing I looked at, therefore, was what kind of acceptance
those, and a few other, cards had at the kind of places
It turned out to be a pretty much equal
spread for the most part. Then when I got into looking
at rates and found out all the different perks and
payment options that were available I realized that
I was getting in a bit over my head.
At the time I didnít have a specific bank that I used because I didnít have a lot of money to require a lot of banking services. So there was an account in one bank that I opened with my first job and one in another that I opened after moving to the city. When I learned that so many of the options and savings one card could give you depended on what bank you got it from, I had a lot more questions to ask. When I opted for a Chase credit card it was because they were not only the most helpful to be but offered a lot of the best benefits.
The Chase credit card options start out with the basic question of issuers.
This would be MasterCard or Visa. From there things
get tricky. There are cards that are good for gas
and cards that help with traveling. There are Chase
credit cards that are designed to support certain
organizations and others that offer perks to specific
It was tempting at first to dive into a credit card
based solely on silly temptations. Loving musicals
I wanted to get a Broadway Card that would have given
me points to get free theater tickets. There were
similar temptations when looking at cards that offered
points towards electronics, theme park vacations and
If this is all new to you as well then explore the chase credit card website and take a look. There are dozens of brand names, clubs and charities that associate themselves with credit cards to earn more business. The list is staggering.
In the end what I discovered was that it was best to look beyond all those things for the time being. The most important features I needed given my current position were things like low interest rates and no annual fees. If I ever get another Chase credit card though Iím going with the Disney Card.
Christopher M. Luck has an extensive background in working exclusively with the Chase credit card company and is now offering his free professional credit card advice to the public. If you are at all interested in Christopher's personal finance advice, tips, or secrets, you can visit his finance blog
Article Source: http://EzineArticles.com/?expert=Christopher_Luck
If you already have a credit card and you
owe too much, read our article on how to Eliminate Credit Card Debt.
For more information, search our site or the web: