What can I do to get out of credit card debt?

Credit Card Debt
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Credit Card Debt


Credit card debt is the most pervasive form of debt in society today. Almost everyone has credit card debt.

credit card debt 

Credit cards are easy to get. You get application forms in the mail almost every day, and when you walk into many stores the first person to great you is the person handing out the credit card applications!

It's no secret why banks and retailers want you to have their credit card. Credit cards carry a very high rate of interest compared to mortgages and standard bank loans, so the profits for the credit card issuers are very high.

Since credit cards are easy to get, and easy to use, it's no wonder that many of us get into problems with our credit cards.


In this section of the web site we discuss numerous aspects of credit cards, but there is one golden rule of credit cards:

Credit cards should be a substitute for cash, not a form of borrowing. There is nothing wrong with using a credit card (you probably don't want to carry a wad of cash with you to the store), but never spend more on your credit card than you can pay off at the end of the month.

For more information, please read our articles on credit card debt:

Low Apr Credit Card

Travel Reward Credit Card

O Apr Credit Card

Chase Credit Card

Eliminate Credit Card Debt

Online Credit Card Approval

Credit Card Consolidation  

For more information, search our site or the web:




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